Overview of this Terms

These Terms and Conditions (“Terms”) contained on this webpage is a legal agreement between you, as a prospective customer of StropePay services and StropePay Incorporated (StropePay, “we”, “our” or “us”) and shall govern your access to and use of StropePay’s services which include all pages within the StropePay website, mobile applications and other products and services (collectively referred to as the “Services”).

These Terms apply in full force and effect to your use of the Services and by using any of the Services, you expressly accept all terms and conditions contained herein in full and without limitation or qualification, including our Privacy Notice. You must not use any of the Services, if you have any objection to any of these Terms.Your use of the Services is also subject to any additional terms, guidelines, or rules applicable to specific services or features that we may post from time to time (collectively, the “Additional Terms”). All such Additional Terms are hereby incorporated by reference into these Terms.

Our Identity and Company Details

We are StropePay a product of Ets kitbuz a company registered under the laws of Cameroon. Our registered office is at Carrefour Ebanda, Yaounde Centre, Cameroon.

PLEASE READ AND UNDERSTAND THE TERMS OF AGREEMENT CAREFULLY BEFORE AGREEING TO BE BOUND BY ITS TERMS.

Language Governance

The primary language for all communication between StropePay and you will be English.

Who is Eligible to Utilize Our Services?

You can access the Services by agreeing to enter a binding contract with StropePay and not being prohibited from receiving services under the laws of the relevant jurisdiction. If you accept these Terms and use the Services on behalf of a company, business, or organization, you confirm that you have the authorization to do so.

Age Limit

Our website and services are intended for individuals aged 18 and older. You must be 18 years or older to use our services. We do not knowingly involve individuals under the age of 18.

Intellectual Property

Unless stated otherwise, StropePay and/or its licensors possess the intellectual property rights and materials on the website, subject to the license provided below. The content on the StropePay website, including text, formatting, graphics, animation, tools, commercials, music, video, articles, sound, copy, trade names, logos, and other materials, is protected by the intellectual property rights of StropePay, its affiliates, and their licensors and licensees (collectively referred to as the “Content”). No rights, licenses, titles, or interests to any of our intellectual property rights are granted to you. The Content cannot be copied, reverse engineered, decompiled, disassembled, modified, or reposted to other websites. Using any trademark displayed on the StropePay website requires written permission from StropePay or the relevant third party that owns the trademark. By accessing the website, you agree to undertake any actions, including providing legal or official documents if necessary, to uphold our intellectual property rights.

Website Usage License

We provide you with a non-assignable, non-exclusive, and revocable license to utilize the software included in our Services according to the terms outlined. This license encompasses all updates, upgrades, new versions, and replacement software necessary for using our Services.

Our Services are safeguarded by copyright, trademark, and other regulations of the United States and other countries. These Terms do not grant you permission to use the StropePay name or any trademarks, logos, domain names, or other unique brand features of StropePay. The ownership and rights to the Services belong exclusively to StropePay and its licensors.

Failure to comply with these terms may result in liability for damages incurred by you, StropePay, and any other affected parties. Unless permitted by law, you agree not to modify, reproduce, distribute, or attempt to create source code from the software.

Any feedback, comments, or suggestions you provide regarding our Services is voluntary, and we reserve the right to use them at our discretion without any obligations to you.

Information Security and Disclaimer of Warranty.

StropePay is dedicated to ensuring the continuous availability and functionality of the website, striving for a bug-free user experience. Nevertheless, users acknowledge the usage of the platform at their own discretion.

All materials provided are offered "as is" without any explicit or implicit warranties. StropePay explicitly disclaims all warranties and conditions, including but not limited to implied warranties of merchantability, fitness for a particular purpose, availability, security, title, and non-infringement of intellectual property rights. StropePay does not assure that the website and services will meet individual requirements or remain free from interruptions, bugs, inaccuracies, or errors.

Users assume full responsibility for any data loss or damage to their computer system resulting from the use of our services. Information or guidance obtained from our website or services, whether oral or written, does not establish any warranty or condition beyond what is explicitly mentioned.

To utilize our services, users must activate 2-factor authentication (2FA) to add an extra layer of security to their account. StropePay cannot be held liable for any losses or risks incurred if 2FA is not enabled.

You are responsible for configuring your information technology, computer programmes and platform in order to access our Services. Please ensure you use your virus protection software or application as we cannot guarantee that our Services will be free from viruses or bugs.

You must not attempt to gain unauthorized access to our Services, computers or databases. You must not misuse our Services by introducing trojans, viruses or other materials which are malicious or technologically harmful.

Liability Limitation

Your utilization of the StropePay website and services entails inherent risks. By agreeing to the limitation of liability clause, you acknowledge that StropePay will not be held liable for any direct, indirect, incidental, punitive, consequential, special, or exemplary damages, including those stemming from revenue loss, profit loss, data, goodwill, business interruption, or any other intangible losses. These limitations apply regardless of whether StropePay was informed of the potential for such damages. They arise from the use of StropePay's website or services, encompassing the inability to utilize them or consequences resulting from their use, irrespective of the legal basis for such damages.
While certain jurisdictions may not permit the exclusion of specific warranties or the restriction of their scope and duration, the aforementioned disclaimers will be enforced to the fullest extent allowed by applicable law, though not necessarily in their entirety.

Indemnification

By agreeing to these Terms, you agree to indemnify StropePay and pledge to safeguard StropePay, its employees, and affiliates from any losses, damages, costs, liabilities, and expenses (including reasonable legal fees) resulting from any violation of these Terms on your part or any claims alleging such violations. You also commit to indemnify and protect StropePay from any claims, suits, or legal actions arising from infringements of intellectual property or other rights of third parties related to your utilization of the Services.

Violation of these Terms

Without prejudice to other rights stipulated in these Terms, if you violate any provision within them, StropePay reserves the right to take necessary actions to address the breach. These actions may include suspending your website access, restricting your ability to enter the website, blocking computers linked to your IP address from website access, contacting your internet service provider to request a block on your website access, and initiating legal proceedings against you.

Cookies

Similar to many other online platforms, we utilize cookies to recognize you as a user and enhance the customization and quality of our Services. A cookie, a small data file, is transmitted to your computer or mobile device, facilitating the retention of your account credentials, IP addresses, website traffic data, visit frequency, as well as the dates and times of your visits. For further details, kindly consult our Cookies Notice.
Certain web browsers may automatically accept cookies, although settings can be adjusted to reject cookies or prompt you for permission whenever a website intends to install a cookie on your device. Opting to disable cookies could potentially restrict your access to certain features on our website.

Privacy and Security of Data

StropePay acknowledges the paramount importance of safeguarding the privacy of individuals who engage with the StropePay Services. Our commitment includes adherence to the Payment Card Industry Data Security Standard (PCI/DSS) requirements, subject to relevant updates. All Personal Information associated with StropePay or this website is managed in accordance with Data Protection Laws, notably the California Consumer Privacy Act, the California Privacy Rights Act, and other pertinent data protection regulations. StropePay maintains a comprehensive Privacy Notice outlining the collection and handling of Personal Information. By utilizing the StropePay Services, you consent to this processing and affirm the accuracy of the information provided.

Laws and Regulations

These terms shall be construed and governed in accordance with the laws of the United States of America. By accepting these terms, you agree to the non-exclusive jurisdiction of the courts situated within the United States of America for the resolution of any disputes.

Termination of this contract

You have the option to terminate your association with StropePay by discontinuing the utilization of StropePay Services. Conversely, StropePay reserves the prerogative to suspend or terminate services to you at its discretion, citing reasons such as breaches of the stipulated terms, involvement in fraudulent activities, or instances of impersonation. Upon cessation, your access to StropePay services and platform will promptly cease.

Types of Sub-Merchants Requiring Pre-Approval:
Sub-merchants necessitating pre-approval encompass:

StropePay shall refrain from engaging with merchants or sub-merchants (i) falling within specific categories/businesses, or (ii) partaking in designated activities unless StropePay is engaging in a comprehensive program with an accredited referral, technology, or marketplace partner specializing in these activities or businesses, and such a program is pre-approved by StropePay at its sole discretion. The activities include:

• Products or services with age restrictions.
• Sub-merchants projecting over 20% of total sales from International Card Sales.
• Marketplaces facilitating online transactions between buyers and sellers.
• Crowd-Sourced Fundraising, as defined by StropePay, except for the acquisition of stock or equity, promises to deliver future goods or services, or transactions without consideration.
• Dating services.
• Internet/Mail Order Pharmacies.
• Non-Governmental Organizations (NGOs) / Charities.
• Money transfers, wire transfers, money orders, and transmitters, unless licensed as a Money Service Business or Money Transfer Operator.
• Payment Facilitators (unless registered & licensed).
• Products for personal enhancement and/or nutraceuticals.
• Sports betting, forecasting, or odds-making with material rewards.
• Investment or brokerage services, encompassing securities or cryptocurrency acquisitions.
• Lending services, debt management, or collections.
• Buy Now, Pay Later Services or similar installment loan services.
• Insurance services, whether as an underwriter, agent, or broker.
• Digital wallets, cryptocurrencies, Non-Fungible Tokens (NFTs), or prepaid card providers.
• Neobanks or other FinTech entities collaborating with licensed financial institutions to provide banking or financial services to consumers or businesses.
• Businesses facilitating Money Transfer Services or other remittances.
• Travel services like airlines, cruises, timeshares, tour operators, travel agencies, hotels, and resorts.
• Prepaid phone cards and SIM cards.
• Resale of Stored Value Services on behalf of another entity.
• Governmental entities, including but not limited to embassies, consulates, and governmental services.
• Shipping forwarding services or drop shippers.
• Cannabis products or services, including dispensaries, delivery services, and CBD/THC items.
• Tobacco products, including e-cigarettes.
• Lotteries.
• Online gambling.
• Cryptocurrency.

Prohibited Sub-Merchants

StropePay shall not solicit or sign agreements with merchants or sub-merchants (i) in any of the following categories/businesses, or (ii) engaging in any of the following activities, as may be updated by StropePay in its sole discretion from time to time as they are prohibited by StropePay and/or the Card Brand rules. Such activities include:

• Any product, service or activity that is deceptive, unfair, predatory or prohibited by one or more Card Brands.
• Any Merchant selling goods or services that represent a violation of any law, statute or regulation.
• Any Merchant selling products that infringe on the intellectual property rights of others, including counterfeit goods or any product or service that infringes on the copyright, trademark or trade secrets of any third party, such as many Cyberlockers.
• Any Merchant that engages in the unauthorized sale of brand name or designer products or services.
• Any Merchant accepting a card as payment for a dishonored check or for an item deemed uncollectible by another merchant.
• Any Merchant that accepts a card at a scrip-dispensing terminal.
• Adult entertainment and/or adult content websites including Electronic Commerce adult content (videotext) merchants that would include MCC’s 5967, 7273 and 7841.
• Bestiality.
• Brand or reputational damaging (whether potential or otherwise) activities including Child Pornography, Escort services, Mail Order Brides, Prostitution, Massage Parlours, Occult.
• Digital Wallet, Cryptocurrency or Prepaid Companies.
• Drug Paraphernalia.
• Firearms, weapons, ammunition, gunpowder, fireworks and other explosive substances, chemicals or devices.
• Research chemicals, peptides, and other toxic, flammable or radioactive materials.
• Investment or “get rich quick” merchants, businesses or programs.
• Marijuana dispensaries and related products or services.
• Multi-Level Marketing Businesses.
• “Negative option” marketing, renewal, or continuity subscription practices; marketing activities involving low-dollar trails, “pay only for shipping,” and/or “free trial” periods after which a credit card is charged periodically and/or a significantly larger amount.
• Pawn Shops.
• Pseudo Pharmaceuticals.
• Psychics and “occult” businesses.
• Quasi-Cash or Stored Value.
• Substances designed to mimic illegal drugs.
• Transacting Virtual Currency or credits that can be monetized, re-sold or converted to physical or digital goods or services or otherwise exit the virtual world.
• Identification Providing Services.
• Business, content, services or behaviour that promotes, glorifies or engages in unlawful violence, physical or virtual harm to property, persons, or group on the basis of race, national origin, religion, disability, gender, or sexual orientation.
• Predatory financial services including but not limited to credit counselling, wealth management, or loan consulting.
• Pornography or other adult audience products or services including images, video, audio, literature, live chat services or other media, which convey explicitly sexual behaviour.
• Bail Bond Services, Bankruptcy Lawyers, or Law Firms collecting funds for any service other than legal services fees.
• In-person gambling or sweepstakes or contests, fantasy sports leagues offering monetary or value prizes or awards.
• Bidding fee auctions.
• Using StropePay’s card not-present checkout flow as a virtual POS terminal for in-person card present transactions.
• Currency Exchange Services.
• Any unlawful activities/items or encouragement of the same.

Updates to the StropePay Terms of Use.

StropePay retains the prerogative to amend, revise, or modify these Terms periodically by updating this page. Such alterations will not apply retroactively. The latest version of the Terms, always accessible on this page, will regulate our association with you. Additionally, we will make efforts to inform you of any significant changes, possibly through the email linked to your account or service notifications. Your continued use of our Services following the implementation of these changes signifies your acceptance and adherence to the updated Terms.

General

These Terms supersede and nullify all prior agreements, whether written or verbal, between you and StropePay pertaining to their subject matter. Should any provision of these Terms be deemed invalid or unenforceable, it will be adjusted or removed to the minimum extent required, while the remaining provisions will continue in full force. StropePay's failure to enforce any right or provision under these Terms will not constitute a waiver of such rights or provisions.

Disclaimer

Prior to utilizing StropePay, the service provided by ETS KITBUZ, carefully review this disclaimer ("disclaimer").

Non-Financial Institution Declaration

• StropePay does not function as a bank, financial institution, or licensed money transmitter. We do not provide banking services, loans, financial guidance, or any type of financial investment or interest-based accounts. Our services are focused on offering payment solutions to facilitate transactions between parties.

No FDIC Insurance or Regulatory Oversight

• Funds held within StropePay are not covered by the Federal Deposit Insurance Corporation (FDIC) or any other governmental entity. Our platform is not subject to the same regulatory supervision as banks or standard financial institutions.

API Integration and Use

• Our APIs are designed for software interoperability and integration. Although we offer these APIs for businesses and individuals to integrate payment features into their applications, it is the user's responsibility to securely and compliantly utilize these tools.

Transactional Risks

• Users should recognize that all payment processing and transactions involve inherent risks. StropePay bears no responsibility for any losses incurred due to transaction failures, fraudulent activities, or any other issues stemming from the use of our services.

Compliance and Legal Responsibility

• Users are accountable for ensuring that their utilization of StropePay complies with relevant laws and regulations, including anti-money laundering (AML) and combating the financing of terrorism (CFT) regulations.

Complaints or Enquiries

If you have any grievances regarding our services, please feel free to reach out to us at help@stropepay.com.

StropePay By Ets kitbuz

Email Address: help@stropepay.com

Address: Carrefour Ebanda Yaounde Cameroon

Hours of Operation: 9am - 5pm (Mon - Fri)

Last Updated 22 June 2024